Why Bank Local?
You’ve heard of the big, national chain banks, but what are the pros to bank with a smaller community bank? When searching for a new bank, here are three reasons to consider banking locally. Personalized service: Having your banker know you by name is a huge advantage when it comes to your finances. You are not […]
5 money saving New Year resolutions
Achieving financial success does not happen overnight. It takes planning and discipline to stick to a budget and use your money wisely. However, sometimes those changes that need to be made don’t always have to be big ones. Small changes over time can make a major impact on your finances. Rather than setting a new […]
Avoid the Stress of Holiday Finances
The holiday season is upon us which means holiday spending is looming if you haven’t started already. As exciting and joyful the holidays can be, it can also be a stressful time for families financially. It is no secret that prices have jumped in the last six months, so it is crucial that you start […]
How to Use Mobile Deposit
Mobile deposit is a convenient way to deposit checks through the West Bank app when you’re on the go and can’t make it to the bank. We answer some of the most asked questions below: What do I need to make a deposit to my account with my smart phone? First, you need to be […]
Five Things to Always Shred
Five Things to Always Shred Wondering what you should bring to West Bank’s Free Shred Day for on-site destruction? Generally speaking, you should shred anything that has personal information like your name, address, phone number, social security number, or bank account information. Here are 5 examples. Documents Containing Financial Information Any mail that comes from a financial […]
5 Tips for Your Personal Financial Health
It’s a good idea to review your personal finances on an annual basis to make sure you are on track. West Banker Sara Larson offers five tips to ensure your personal financial health. 1. Identify your financial goals. You might be most interested in saving for retirement, your child’s college, or maybe you want to take a […]
You Need Online Banking
Online Banking Offers More Than Just Checking Your Balance. “Many personal banking transactions can be done with Online Banking, plus, there are other helpful features that can you can use to keep your personal finances on track,” says West Banker Shaun Kraciun. How does Online Banking help me keep track of my cash flow? You […]
Account Alerts
Why do I need to set up Account Alerts? We’re all busy and most people don’t check their transactions daily. Account Alerts help you easily monitor your account. For example you can set up notifications for when your checking account is above or below a certain threshold. Then you have a reminder to transfer funds […]
Manage Your Credit Card Usage
Consumer Tips Shop around for the best card for your needsYou will find a range of interest rates, rewards programs and terms. The interest rate, penalty fees, annual fee and grace period all play a factor in your total cost. Pay as much as you can, as soon as you can, and always pay by […]
Budget Tips
The key to a good budget is including as much information as you can, so that you can adequately prepare and plan. It’s important to keep accurate records of your spending so you’ll spot places where you can save money and know how much you can reasonably spend. How to Make Your Budget What is […]